Zilch is one of the UK’s fastest-growing fintechs and the world’s first ad-subsidised payments network. By harnessing the power of affiliate marketing, Zilch uses retailer advertising spend to offset the cost of consumer credit – transforming how people pay and how brands acquire customers.
With a customer base of over 4.5m, Zilch combines the benefits of debit, credit, and rewards. Through partnerships with more than 5k retailers, Zilch not only delivers flexible payment options to shoppers but also provides merchants with high-intent customers ready to spend.
At the core of this model is precision tracking. Zilch’s ability to reliably attribute and optimise affiliate performance ensures that our retailers get maximum return on their ad spend – making it the foundation of every successful partnership in our network.